Bitcoin cards for Honduras
What you can actually order from Honduras, what it costs, and what the providers document about your region.
Cards documenting LATAM availability, ordered by score. Providers advertising global coverage are listed separately - that means "advertised worldwide", not "confirmed delivered here".
| # | Card | Bitcoin in | BTC sold | KYC | Monthly | Cashback | Pay & Cash | Score | |
|---|---|---|---|---|---|---|---|---|---|
| - | BTC-backed credit |
On-chain | You decide | Basic | $0 | 3% (ETHFI) | Apple Pay Google Pay ATM | 7.8 | Visit |
| - | BTC via in-app conversion |
In-app swap | Per transaction | Full | $0 | – | Apple Pay Google Pay ATM | 6.5 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | $0 | 2% (USDT) | ATM | 6.3 | Visit |
| - | BTC-backed credit |
In-app swap | – | Full | $0 | 2% BTC | Apple Pay Google Pay ATM | 6.2 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | None | $0 | – | Apple Pay Google Pay ATM | 5.9 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | $0 | 2% (token/fiat) | ATM | 5.5 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | $0 | 2% (USDG) | Apple Pay Google Pay | 5.5 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | $0 | 8% (USD) | ATM | 5.2 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | – | 3% (token/fiat) | – | 4.4 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | Full | $1 | – | – | 3.7 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | – | – | – | n/a | Visit |
Advertised worldwide
These providers advertise global coverage - listed for completeness, delivery to Honduras is not individually confirmed.
| # | Card | Bitcoin in | BTC sold | KYC | Monthly | Cashback | Pay & Cash | Score | |
|---|---|---|---|---|---|---|---|---|---|
| - | Direct BTC top-up (on-chain) |
On-chain | At top-up | None | $5 | – | Google Pay ATM | 7.3 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | $0 | 1.5% (USD) | Apple Pay Google Pay ATM | 6.8 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | None | $0 | – | Apple Pay Google Pay | 5.5 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | Full | $83.33 | – | ATM | 5.4 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | At top-up | Full | $0 | 0.5% (ZOOM) | ATM | 5.1 | Visit |
| - | BTC via in-app conversion |
In-app swap | – | Full | $0 | – | Apple Pay Google Pay ATM | 4.5 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | Full | – | – | – | 4.4 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | Email only | $0 | – | – | 4 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | Full | $0 | – | – | 3.8 | Visit |
| - | Direct BTC top-up (on-chain) |
On-chain | – | Basic | $0 | – | Apple Pay Google Pay ATM | 3.2 | Visit |
Before you order from Honduras
- Delivery vs usability. Some providers ship to many countries but only support a subset for KYC and top-up. The delivery check on each provider's page is the binding answer.
- Currency exposure. Cards settle in USD, EUR or GBP - spending in your local currency adds an FX conversion at the network rate plus the card's FX fee.
- Tax treatment. Spending bitcoin is a taxable disposal in most jurisdictions. Keep the transaction records your card app exports - our tax guide explains what to save.
The legal situation
The Banco Central de Honduras has repeatedly stated that crypto assets are not legal tender and that financial institutions may not offer them without authorization. There is no licensing framework for card operators. Holding and trading are not prohibited - the state provides no protection either.
One local exception gets headlines: the Próspera special development zone on Roatan has embraced bitcoin payments and bitcoin-funded services. That is a zone-level experiment with its own legal regime - it is not national policy, and a ZEDE receipt does not make a card program documented for the rest of the country.
The central bank's site was reachable when this page was researched but exposes no crypto rulebook to automated access - noted, not quoted.
The card reality
The register documents no card program with Honduran delivery. The realistic lane is global: Freedomia, KAST, 2Fiat, Xapo Bank advertise worldwide coverage - marketing until your own order proves it. Run the pre-deposit checklist first, and keep the balance small on any custodial card.
Remittances and taxes
Remittances from the Honduran diaspora in the US are the honest use case - bitcoin rails undercut corridor fees. On taxes: crypto disposals fall under the general income framework; there is no dedicated bitcoin card regime published. The tax-records guide covers the export to keep.
What to watch
- Bank de-risking: Honduran banks refuse exchange transfers regularly; the card's own top-up rail sidesteps that when documented.
- Zone experiments can change the mood in either direction - the Roatan story is a watch item, not a policy.
Sources for this country
Further reading for Honduras
- Banco Central de Honduras - the issuer of the periodic warnings that crypto assets are not legal tender
- Custody guide - what operator freezes look like when there is no local regulator to complain to
Country section researched and dated 2026-11-08 - rules change; the linked regulators and tax offices are the binding sources.