Sats cashback math
About the Sats Cashback Calculator
Does the paid cashback tier actually pay? The calculator nets your rewards against caps and subscription fees, and compares the paid tier against the free tier on your real numbers.
How it works
- Enter your monthly spend, the documented cashback rate, any cap, and the paid tier's fee.
- The calculator computes the net sats per month for the paid tier and for the free-tier alternative.
- A negative or marginal difference means the paid tier does not pay for your profile - stay free.
FAQ
Are cashback rewards taxable?
In most jurisdictions rewards are treated as income or a disposal at receipt - the tax estimator covers the worked rules for the US, Germany and the UK.
Why net the subscription against rewards?
A 3% tier costs its fee first. A tier that pays more sats gross but less net is a worse deal - the calculator exists to catch exactly that.
Is this free?
Yes - all math runs in your browser, nothing is uploaded.
Part of the bitcoin card tools set - all free, all client-side. The facts behind every number live on the card register and in our guides.