Cards That Pay Cashback in Bitcoin
Real sats back on real spending - not loyalty points, not a native token. Rates and caps as documented.
Short answer: Cash App Card is the strongest match right now (7/10). Fold Bitcoin Debit Card is the alternative if your priority differs. Facts checked 2026-09-20.
| # | Card | Bitcoin in | BTC sold | KYC | Monthly | Cashback | Score | |
|---|---|---|---|---|---|---|---|---|
| 1 |  Cash App CardBTC via in-app conversionLightningPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | none | 7 | View |
| 2 |  Fold Bitcoin Debit CardBTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | none | 6.9 | View |
| 3 |  Fold Bitcoin Credit CardBTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | 1.5% BTC | 6.8 | View |
| 4 |  Crypto.com Visa Signature Credit CardBTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 1.5% BTC | 6.4 | View |
| 5 |  Gemini Credit CardEarns BTC cashbackPhysical card0% FX |
No direct BTC load | Not documented | Full KYC | none | 4% BTC | 5.4 | View |
| 6 | Bitso Card BTC via in-app conversion0% FXverify |
BTC via in-app conversion | Not documented | Full KYC | ? | none | n/a | View |
| 7 | Coinbase One Card Earns BTC cashback0% FXverify |
No direct BTC load | Not documented | Full KYC | ? | 4% BTC | n/a | View |
| 8 | Ledger CL Card Direct BTC top-up (on-chain)Physical card0% FX |
Direct BTC top-up (on-chain) | BTC sold per transaction | Full KYC | ? | 1% BTC | n/a | View |