What changed
Facts move. This feed records when they did.
- 2026-11-07 Krak Card (Kraken): merge → krak-card (UK/EEA/US)
- 2026-11-07 Freedomia: affiliate-update → published CPA + rev-share tiers
- 2026-11-07 Freedomia: affiliate-update → published CPA + rev-share tiers
- 2026-11-04 etherfi-cash: card → total 7.9 (was 6.8), check page -> full review
- 2026-11-04 etherfi-cash: card → 45 external sources + cdc deep-dive
- 2026-11-02 Bitstack Card: card-added → imported from research/bitstack.md (2026-11-02 fact-check)
- 2026-11-02 Bitrefill Card: card-added → imported from research/bitrefill.md (2026-11-02 fact-check)
- 2026-11-02 Lemon Card: card-added → imported from research/lemon.md (2026-11-02 fact-check)
- 2026-11-02 Shakepay Card: card-added → imported from research/shakepay.md (2026-11-02 fact-check)
- 2026-11-02 Coinbase One Card: score-recalibration → 6
- 2026-11-02 Cash App Card: score-recalibration → 5
- 2026-11-02 Krak Card (Kraken): score-recalibration → 4
- 2026-11-02 Freedomia: score-recalibration → 1
- 2026-11-02 Nexo Card: score-recalibration → 5
- 2026-11-02 Gemini Credit Card: score-recalibration → 6
- 2026-11-02 Fold Bitcoin Credit Card: score-recalibration → 8
- 2026-11-02 Fold Bitcoin Debit Card: score-recalibration → 5
- 2026-11-01 Bitwala (Nuri) Card: card-added → graveyard entry added 2026-11-01
- 2026-11-01 Bitcoin Well Visa Debit: card-added → graveyard entry added 2026-11-01
- 2026-11-01 Upgrade Bitcoin Rewards Visa: card-added → graveyard entry added 2026-11-01
- 2026-11-01 BlockFi Rewards Visa: card-added → graveyard entry added 2026-11-01
- 2026-11-01 Nuri: fact-fix → reported
- 2026-11-01 Cash App Card: fact-fix → $30/month (Bitcoin Back promo)
- 2026-11-01 Cash App Card: fact-fix → ["Bitcoin Back: 5% in BTC at Square Sellers, until 2026-12-31, capped at $30/month, not available in NY","Boosts rotate (older mechanic)"]
- 2026-11-01 Cash App Card: fact-fix → BTC
- 2026-11-01 Cash App Card: fact-fix → 5
- 2026-11-01 Cash App Card: fact-fix → 1
- 2026-11-01 Ledger CL Card: fact-fix → 0
- 2026-11-01 Ledger CL Card: fact-fix → 1
- 2026-11-01 Ledger CL Card: fact-fix → 1
- 2026-11-01 Coinbase One Card: fact-fix → both
- 2026-11-01 Coinbase One Card: fact-fix → No card fee, but a Coinbase One membership (from $49.99/year) is required - the real fixed cost is the membership. Rewards terms updated 2026-10-14.
- 2026-11-01 Coinbase One Card: fact-fix → 0
- 2026-11-01 Coinbase One Card: fact-fix → 2
- 2026-11-01 Moon: fact-fix → email
- 2026-11-01 2Fiat: fact-fix → Loads $10-$20,000 (site, 2026-10-31); the verdict's $10,000 cap was outdated.
- 2026-11-01 2Fiat: fact-fix → ["No public fee schedule on static pages (FAQ is JS-rendered)","Operating entity and issuer not disclosed","Marketing-heavy, verification-light presentation"]
- 2026-11-01 Gemini Credit Card: fact-fix → Instant BTC payout, no exchange fee. The headline 4% applies only to gas/transit within the $300/month cap; base is 1%.
- 2026-11-01 Gemini Credit Card: fact-fix → ["1% base, paid in BTC","2% groceries, 3% restaurants","4% gas and transit, capped at $300/month of spend"]
- 2026-11-01 Gemini Credit Card: fact-fix → 1
- 2026-11-01 Goblin Card: fact-fix → 2026-11-01
- 2026-11-01 Goblin Card: fact-fix → Two cards, $350 combined (physical + virtual). Virtual card carries ~1.5% FX. Minimum deposit $100. ATM: site states "0% Goblin ATM fees" but also "a 2% cash withdrawal fee applies separately" - treat withdrawals as 2% until clarified with the operator.
- 2026-11-01 Goblin Card: fact-fix → 2
- 2026-11-01 Nexo Card: fact-fix → Default cashback in NEXO tokens (2%); BTC payout optional at 0.1-0.5%. Gold tier ($5,000+ portfolio) required for the physical card. Argentina live since 2026-07-08 (official blog) - the EEA/UK-only statement on the card page is older than the blog.
- 2026-11-01 Nexo Card: fact-fix → 1
- 2026-11-01 Bybit EU Card: fact-fix → Crypto conversion fee 0.9% (per research 2026-10-05). Virtual Card Lite has a €150 limit. Check /research/bybit-eu.md for the full fee ladder before publishing numbers.
- 2026-11-01 Bybit EU Card: fact-fix → BTC or USDC (choice)
- 2026-11-01 Bybit EU Card: fact-fix → 1
- 2026-11-01 Bybit EU Card: fact-fix → active
- 2026-11-01 Xapo Bank: fact-fix → Lightning top-ups supported (no fee from Xapo). BTC is sold per the account's conversion settings; sale timing not publicly documented.