Bybit EU Card
BTC via in-app conversionPhysical cardverify
The bitcoin flow
Bitcoin inBTC via in-app conversion
Sale timingNot documented
SpendingDebit on Mastercard
Source note: Card funded from the Bybit EU account balance; cashback EUR-denominated ("points x 0.002 EUR, converted to your selected cashback currency").
Review
Full review pending. Facts below are sourced and dated.
Pros
Cons
Facts
| Card type | Debit · Mastercard · Physical + virtual |
|---|---|
| KYC | Full KYC |
| KYC trigger | Bybit EU account KYC (EEA identity verification) before card application |
| Custody | Custodial |
| BTC load | BTC via in-app conversion |
| BTC sale timing | Not documented |
| Lightning | no |
| Issuance | Free card issuance; no annual fee advertised |
| Monthly fee | none |
| Top-up fee | not documented |
| FX fee | 0.5% |
| ATM fee | 2% |
| Cashback | 1% in EUR (cap: 1% base with no monthly cap; VIP tiers 2%-10% subject to monthly caps; welcome package up to 110 USDC in first 30 days) |
| Regions | EEA |
| Apple Pay | yes |
| Operator | Bybit EU |
Score breakdown
Bitcoin flown/a
Feesn/a
Reliabilityn/a
Privacyn/a
Rewardsn/a
Availabilityn/a
Limitsn/a
FAQ
Is KYC required for the Bybit EU Card?
KYC level: Full KYC. Trigger: Bybit EU account KYC (EEA identity verification) before card application
How does bitcoin get onto the card?
BTC via in-app conversion
When is my bitcoin sold?
Not documented
What fees does the Bybit EU Card charge?
Monthly: none. Top-up: not documented. FX: 0.5%.
Which regions does it serve?
EEA - confirm delivery to your address on the provider page before ordering.
Sources
Every claim traces to a source we fetched and dated.
- Bybit EU Card - Fees and Limits
Foreign Exchange Fee 0.5% (On top of Mastercard's Foreign Exchange Rate). ATM Withdrawal Fee 2% (after the first 100 EUR monthly).
- Bybit EU Card - official cards page
Earn 1% cashback with no monthly cap. VIPs earn 2%-10% cashback, subject to monthly caps. Your Bybit Card is issued by Harmoniie SAS, partnering with Moorwand Ltd, pursuant to a licence by Mastercard International held by Moorwand Ltd.