Bybit EU Card vs Nexo Card

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Short answer: Nexo Card wins overall (6.7/10 vs null/10). The right pick still depends on your priority - see the flow comparison below.

Get Bybit EU Card Get Nexo Card

	Bybit EU Card	Nexo Card
Overall score	not documented	6.7
BTC load	BTC via in-app conversion	BTC via in-app conversion
BTC sale timing	Not documented	Not documented
KYC	Full KYC	Full KYC
Custody	Custodial	Custodial
Top-up fee	not documented	0%
FX fee	0.5%	0.2%
Monthly fee	none	none
Cashback	1% in EUR	2% in NEXO or BTC
Regions	EEA	EEA, UK

Pick Bybit EU Card if

you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it

Pick Nexo Card if

Known fee stack (0.5 vs 0.2 % equivalents on a $500/mo profile)
Higher documented cashback (2% vs 1)

Bybit EU Card

Full review →

Nexo Card

The most complete dual-mode card: one tap switches between spending your crypto (Debit, with daily interest) and borrowing against it (Credit, from 1.9%) - with free ATM allowances up to EUR 2,000/month and no card fees. The catch: meaningful cashback needs a $5,000+ portfolio and is denominated in NEXO, and it is EEA/UK-only.

Full review →

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FAQ

Which is better for privacy, Bybit EU Card or Nexo Card?

Bybit EU Card requires Full KYC, while Nexo Card requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.

When does my bitcoin get sold on each card?

Bybit EU Card: Not documented. Nexo Card: Not documented. Sale timing determines your price exposure between loading and spending.

Which is cheaper overall?

Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.