2Fiat vs Nuri
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: 2Fiat wins overall (5.3/10 vs 3.2/10). The right pick still depends on your priority - see the flow comparison below.
 2Fiat |  Nuri | |
|---|---|---|
| Overall score | 5.3 | 3.2 |
| BTC load | Direct BTC top-up (on-chain) | Direct BTC top-up (on-chain) |
| BTC sale timing | Not documented | Not documented |
| KYC | No KYC | Basic KYC |
| Custody | Custodial | Self-custody |
| Top-up fee | 6.5% | not documented |
| FX fee | 2.5% | not documented |
| Monthly fee | none | none |
| Cashback | none | none |
| Regions | GLOBAL | GLOBAL |
Pick 2Fiat if
- Lighter KYC (No KYC vs Basic KYC)
Pick Nuri if
- you match none of 2Fiat's edge cases - the closer score makes it the default
2Fiat
A Monero-capable virtual Mastercard with Apple/Google Pay support and $10-$10,000 loads - a rare direct-XMR card. Until fees, limits and the operator behind it are verifiable, treat it as an unverified lead: fund only what you can afford to lose.
Nuri
The old Nuri bank is dead (2022 insolvency, customers moved to Vivid) - but the brand relaunched at nuri.com as an Estonian self-custody wallet with a free Visa card, IBAN and 130-country reach. Verify listing: card issuance, fees and the provider stack behind the banking rails are unverified; no community track record exists yet.