Bybit EU Card vs Revolut
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Revolut wins overall (6.8/10 vs null/10). The right pick still depends on your priority - see the flow comparison below.
 Bybit EU Card |  Revolut | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | no | no |
| BTC sale timing | Not documented | BTC sold per transaction |
| Fees | ||
| Top-up fee | not documented | 0% |
| FX fee | 0.5% | 0% |
| Monthly fee | none | none |
| ATM fee | 2% | 2% |
| Cashback | 1% in EUR | none |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | not documented |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | EEA | EEA, UK, US, APAC, LATAM, GLOBAL |
| Network | Mastercard | Visa |
| Form factor | Physical + virtual | Physical + virtual |
| Apple Pay | yes | no / unknown |
Pick Bybit EU Card if
- Higher documented cashback (1% vs 0)
Pick Revolut if
- Known fee stack (0.5 vs 0.0 % equivalents on a $500/mo profile)
- Wider documented availability
Revolut
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.
More head-to-heads
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Compare any cards
FAQ
Which is better for privacy, Bybit EU Card or Revolut?
Bybit EU Card requires Full KYC, while Revolut requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Bybit EU Card: Not documented. Revolut: BTC sold per transaction. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-10-05 · How we verify