Bybit Card vs Lemon Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Bybit Card ranks higher on the documented evidence (6.7/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.
 Bybit Card | Lemon Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | no | balance only, not the card |
| BTC sale timing | Not documented | BTC sold per transaction |
| Fees | ||
| Top-up fee | 0.9% | not documented |
| FX fee | 2% | 0.5% |
| Monthly fee | none | none |
| ATM fee | 2% | not documented |
| Cashback | 2% in USDT | 0.25% in BTC |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | $12000000.0 |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | APAC, MENA, LATAM, GLOBAL, EEA | AR |
| Network | Mastercard | Visa |
| Form factor | Physical + virtual | Physical + virtual |
| Apple Pay | yes | yes |
Pick Bybit Card if
- Higher documented cashback (2% vs 0.25)
- Wider documented availability
Pick Lemon Card if
- Known fee stack (2.9 vs 0.5 % equivalents on a $500/mo profile)
Bybit Card
The most aggressive rewards among exchange cards: 2-10% USDT cashback tiers, auto-interest on the card balance and 100% rebates on popular subscriptions - but it requires full exchange KYC and is explicitly unavailable in the EEA, and the platform carries the memory of the 2025 mega-hack it survived.
Lemon Card
exists - active (Argentinien); Prepaid-Visa mit BTC-Cashback (0.25%/2%) plus BTC-collateral Kreditkarte; Brasilien-Geschaeft wird zum 15.11.2026 beendet
More head-to-heads
FAQ
Which is better for privacy, Bybit Card or Lemon Card?
When does my bitcoin get sold on each card?
Which is cheaper overall?
Facts checked 2026-11-02 · How we verify