Bitso Card vs Bybit Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: Bybit Card wins overall (6.7/10 vs null/10). The right pick still depends on your priority - see the flow comparison below.
| Bitso Card |  Bybit Card | |
|---|---|---|
| Overall score | not documented | 6.7 |
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | not documented | 0.9% |
| FX fee | not documented | 2% |
| Monthly fee | ? | none |
| Cashback | none | 2% in USDT |
| Regions | LATAM | APAC, MENA, LATAM, GLOBAL, EEA |
Pick Bitso Card if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Pick Bybit Card if
- Higher documented cashback (2% vs none)
- Wider documented availability
Bitso Card
Bybit Card
The most aggressive rewards among exchange cards: 2-10% USDT cashback tiers, auto-interest on the card balance and 100% rebates on popular subscriptions - but it requires full exchange KYC and is explicitly unavailable in the EEA, and the platform carries the memory of the 2025 mega-hack it survived.
FAQ
Which is better for privacy, Bitso Card or Bybit Card?
Bitso Card requires Full KYC, while Bybit Card requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Bitso Card: Not documented. Bybit Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.