bestbitcoincard

Bitso Card vs Goblin Card

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Bitso Card
n/a
Full KYCCustodialIn-app swap
Higher score Goblin Card
5.9
No KYCCustodialOn-chain

Short answer Goblin Card ranks higher on the documented evidence (5.9/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.

Who wins what

  • Goblin CardLighter KYC (No KYC vs Full KYC)
  • Goblin CardApple Pay support
  • Goblin CardGoogle Pay support

Rule-based on the documented facts below - no judgement calls.

Bitso Card Goblin Card
Bitcoin flow
BTC loadBTC via in-app conversionDirect BTC top-up (on-chain)
Lightning fundingnono
BTC sale timingNot documentedNot documented
Fees
Top-up feenot documented3.5%
FX feenot documented0%
Monthly feenot documentednone
ATM feenot documented2%
Cashbacknot documentednone
Privacy & custody
KYCFull KYCNo KYC
CustodyCustodialCustodial
Limits
Daily spend limitnot documented$5,000
ATM daily limitnot documented$500
Max loadnot documentednot documented
Availability
RegionsLATAMGLOBAL, LATAM
Network?Mastercard
Form factor?Physical + virtual
Apple Payno (not documented as of 2026-11-07)yes - FAQ: 'Goblin Virtual supports Apple Pay and Google Pay for wallet payments, plus 3D Secure (3DS) for online payments.' (Virtual Visa/USD card.)
Google Payno (not documented as of 2026-11-07)yes - FAQ: 'Goblin Virtual supports Apple Pay and Google Pay for wallet payments, plus 3D Secure (3DS) for online payments.' (Virtual Visa/USD card.)
ATM withdrawalno (not documented as of 2026-11-07)yes (card + PIN 2%)

Pick Bitso Card if

  • you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it

Pick Goblin Card if

  • Lighter KYC (No KYC vs Full KYC)

Bitso Card

Full review pending. Facts on this page are sourced and dated.

Goblin Card

The strongest physical no-KYC card pitch: a real Mastercard with ATM access, 0% FX and 0% ATM fees, multi-asset deposits and privacy-preserving support channels. The trade-offs are a $350 entry price, 3.5-4% deposit fees and an unlicensed custodial balance - treat it as a privacy tool, not a bank account.

More head-to-heads

FAQ

Which is better for privacy, Bitso Card or Goblin Card?
Goblin Card is the lighter option: Bitso Card requires Full KYC, while Goblin Card requires no KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Bitso Card: Not documented. Goblin Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.

Facts checked 2026-11-01 · How we verify