Bitso Card vs Coinbase One Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Coinbase One Card ranks higher on the documented evidence (6/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.
Who wins what
Coinbase One CardHigher documented cashback (2% vs none)- Coinbase One CardApple Pay support
- Coinbase One CardGoogle Pay support
Rule-based on the documented facts below - no judgement calls.
 Bitso Card | Coinbase One Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | No direct BTC load |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | not documented | not documented |
| FX fee | not documented | not documented |
| Monthly fee | not documented | none |
| ATM fee | not documented | Cash advance fee: greater of $10 or 5% (ATM access made available at the issuer's sole discretion per the Cardless agreement) |
| Cashback | not documented | 2% in BTC |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | not documented |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | LATAM | US |
| Network | ? | ? |
| Form factor | ? | Physical + virtual |
| Apple Pay | no (not documented as of 2026-11-07) | yes - Help article: 'You can add your Coinbase One Card as a payment method on your Apple Pay, Google Pay, or Samsung digital wallet.' |
| Google Pay | no (not documented as of 2026-11-07) | yes - Help article: 'You can add your Coinbase One Card as a payment method on your Apple Pay, Google Pay, or Samsung digital wallet.' |
| ATM withdrawal | no (not documented as of 2026-11-07) | no (not documented as of 2026-11-07) |
Pick Bitso Card if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Pick Coinbase One Card if
- Higher documented cashback (2% vs none)
More head-to-heads
Bitso Card vs Blink CardBitso Card vs Bybit EU CardBitso Card vs Ledger CL CardBitso Card vs Goblin CardBitso Card vs Nexo CardBitso Card vs Fold Bitcoin Credit Card
Compare any cards
FAQ
Which is better for privacy, Bitso Card or Coinbase One Card?
Both cards sit at the same KYC depth: Bitso Card and Coinbase One Card require Full KYC. Privacy separates them only through custody model and data-sharing practice - documented in each review. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Bitso Card: Not documented. Coinbase One Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-11-07 · How we verify