Bitget Card vs Bitrefill Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Bitget Card ranks higher on the documented evidence (5.7/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.
 Bitget Card | Bitrefill Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | no | balance only, not the card |
| BTC sale timing | Not documented | BTC sold when you top up |
| Fees | ||
| Top-up fee | not documented | 1.99% |
| FX fee | 1% | 0% |
| Monthly fee | none | none |
| ATM fee | not documented | 2.49% |
| Cashback | 2% | 1% in EUR |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Hybrid |
| Limits | ||
| Daily spend limit | not documented | $10000.0 |
| ATM daily limit | $10,000/day (independent review, CoinCodeCap Sep 2026; the operator publishes no ATM schedule) | not documented |
| Max load | not documented | $15000.0 |
| Availability | ||
| Regions | APAC, EEA, LATAM | EEA |
| Network | Mastercard | Visa |
| Form factor | Physical + virtual | Physical + virtual |
| Apple Pay | yes | no / unknown |
Pick Bitget Card if
- Known fee stack (1.0 vs 2.0 % equivalents on a $500/mo profile)
- Higher documented cashback (2% vs 1)
- Wider documented availability
Pick Bitrefill Card if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Bitrefill Card
exists - active; EEA-only Visa-Karte (Wallester AS), crypto-to-EUR at_load (1.99% + Spread), Cashback 1%+1% in EUR/Store-Credit statt BTC
More head-to-heads
Bitget Card vs OKX CardBitget Card vs Xapo BankBitget Card vs Goblin CardBitget Card vs Bitso CardBitget Card vs Bitstack CardBitget Card vs Blink Card
Compare any cards
FAQ
Which is better for privacy, Bitget Card or Bitrefill Card?
Both cards sit at the same KYC depth: Bitget Card and Bitrefill Card require Full KYC. Privacy separates them only through custody model and data-sharing practice - documented in each review. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Bitget Card: Not documented. Bitrefill Card: BTC sold when you top up. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-11-02 · How we verify