bitrefill.com — Bitcoin-Check
Bitrefill Card
Bitcoin-Check: this program is ranked in our database but not fully listed — this page answers whether it is a real bitcoin card and what happens to your BTC.
BTC via in-app conversionLightningPhysical card0% FXverify
exists - active; EEA-only Visa-Karte (Wallester AS), crypto-to-EUR at_load (1.99% + Spread), Cashback 1%+1% in EUR/Store-Credit statt BTC
$0Monthly fee
0%FX fee
2.49%ATM fee
Full KYCKYC
BTC via in-app co…BTC load
BTC sold when you…BTC sold
The bitcoin flow
Bitcoin inBTC via in-app conversion
Sale timingBTC sold when you top up
SpendingDebit on Visa
Source note
Eigenverwahrtes Krypto bis zur Einzahlung; danach custodial. Einzahlung in BTC (Onchain + Lightning) und ETH, USDC, POL, SOL, BNB; Konversion zu EUR bei Depot-Eingang (at_load); Cashback 1% Depot + 1% Spend, in EUR, einloesbar nur als Bitrefill-Store-Credit.
The honest answer
exists - active; EEA-only Visa-Karte (Wallester AS), crypto-to-EUR at_load (1.99% + Spread), Cashback 1%+1% in EUR/Store-Credit statt BTC
Pros & cons
Pros
Cons
Factsall documented fields
| Card type | Debit · Visa · Physical + virtual |
|---|---|
| KYC | Full KYC |
| KYC trigger | tier_upgrade |
| Custody | Hybrid |
| BTC load | BTC via in-app conversion |
| BTC sale timing | BTC sold when you top up |
| Lightning | yes |
| Issuance | 0.0 |
| Monthly fee | none |
| Top-up fee | 1.99% |
| FX fee | 0% |
| ATM fee | 2.49% |
| Cashback | 1% in EUR |
| Regions | EEA |
| Apple Pay | no / unknown |
| Operator | Bitrefill (Airfill Prepaid AB) |
Score breakdownoverall n/a/10
Bitcoin flown/a
Feesn/a
Reliabilityn/a
Privacyn/a
Rewardsn/a
Availabilityn/a
Limitsn/a
FAQ5 questions
Is KYC required for the Bitrefill Card?
KYC level: Full KYC. Trigger: tier_upgrade
How does bitcoin get onto the card?
BTC via in-app conversion Lightning top-up is supported.
When is my bitcoin sold?
BTC sold when you top up
What fees does the Bitrefill Card charge?
Monthly: none. Top-up: 1.99%. FX: 0%.
Which regions does it serve?
EEA - confirm delivery to your address on the provider page before ordering.