KAST vs Shakepay Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer KAST ranks higher on the documented evidence (7.2/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.
 KAST | Shakepay Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | No direct BTC load |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | 0% | 0% |
| FX fee | 2% | 3% |
| Monthly fee | none | none |
| ATM fee | 2% | not documented |
| Cashback | 1.5% in USD | 1% in BTC |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | $5000.0 |
| ATM daily limit | $750 per 24h (max 3 withdrawals, $250 each) | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | GLOBAL, US, EEA | CA |
| Network | Visa | Visa |
| Form factor | Physical + virtual | Physical + virtual |
| Apple Pay | yes | yes |
Pick KAST if
- Known fee stack (2.0 vs 3.0 % equivalents on a $500/mo profile)
- Higher documented cashback (1.5% vs 1)
- Wider documented availability
Pick Shakepay Card if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
KAST
The most complete stablecoin-spending account on the market: US/EU virtual bank accounts from anywhere, Visa Platinum cards with real 1.5% USD cashback on the free tier, instant cashback and no spending caps. Full KYC and a young operator are the trade-offs; the paid tiers only make sense for heavy spenders.
Shakepay Card
exists - active, beantragbar; physische Karte frisch gelauncht (Okt 2026-Seite), BTC-Cashback 1% (bis 1.5% mit Blue-Status), Canada-only
More head-to-heads
KAST vs Bitpanda CardKAST vs Cash App CardKAST vs Krak Card (Kraken)KAST vs Bitrefill CardKAST vs Bitso CardKAST vs Bitstack Card
Compare any cards
FAQ
Which is better for privacy, KAST or Shakepay Card?
Both cards sit at the same KYC depth: KAST and Shakepay Card require Full KYC. Privacy separates them only through custody model and data-sharing practice - documented in each review. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
KAST: Not documented. Shakepay Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-11-02 · How we verify