Bybit EU Card vs OKX Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer OKX Card wins overall (5.7/10 vs null/10). The right pick still depends on your priority - see the flow comparison below.
 Bybit EU Card |  OKX Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | not documented | 0% |
| FX fee | 0.5% | 0% |
| Monthly fee | none | none |
| ATM fee | 2% | ATM withdrawals not supported - virtual-only card (official pages issue an instant virtual card only; no physical card offered; independent review confirms 'no ATM access at all') |
| Cashback | 1% in EUR | 2% in USDG |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | not documented |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | EEA | APAC, MENA, LATAM, EEA |
| Network | Mastercard | Mastercard |
| Form factor | Physical + virtual | Virtual |
| Apple Pay | yes | yes |
Pick Bybit EU Card if
- Physical card option
Pick OKX Card if
- Known fee stack (0.5 vs 0.0 % equivalents on a $500/mo profile)
- Higher documented cashback (2% vs 1)
- Wider documented availability
More head-to-heads
Bybit EU Card vs Bitso CardBybit EU Card vs Blink CardBybit EU Card vs Ledger CL CardBybit EU Card vs Bitget CardBybit EU Card vs Xapo BankBybit EU Card vs Goblin Card
Compare any cards
FAQ
Which is better for privacy, Bybit EU Card or OKX Card?
Bybit EU Card requires Full KYC, while OKX Card requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Bybit EU Card: Not documented. OKX Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-10-05 · How we verify