bestbitcoincard

Binance Card vs Shakepay Card

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Higher score Binance Card - illustration (AI-generated, not the official card design)
4.6
Full KYCCustodialBTC via in-app conversion
n/a
Full KYCCustodialNo direct BTC load

Short answer Binance Card ranks higher on the documented evidence (4.6/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.

Binance Card Shakepay Card
Bitcoin flow
BTC loadBTC via in-app conversionNo direct BTC load
Lightning fundingnono
BTC sale timingNot documentedNot documented
Fees
Top-up feenot documented0%
FX feenot documented3%
Monthly feenot documentednone
ATM feenot documentednot documented
Cashback3%1% in BTC
Privacy & custody
KYCFull KYCFull KYC
CustodyCustodialCustodial
Limits
Daily spend limitnot documented$5000.0
ATM daily limitnot documentednot documented
Max loadnot documentednot documented
Availability
RegionsLATAMCA
NetworkMastercardVisa
Form factorVirtualPhysical + virtual
Apple Payno / unknownyes

Pick Binance Card if

  • Higher documented cashback (3% vs 1)

Pick Shakepay Card if

  • Physical card option

Binance Card

Discontinued in the EEA since Dec 2023, but alive again in Latin America: relaunched Aug 2026 in Venezuela as an Immersve-issued Mastercard (waitlist beta, up to 3% cashback, crypto balance spent directly). Patchy acceptance during the beta (Apple Pay enrollment and some merchants fail); no EEA return announced.

Shakepay Card

exists - active, beantragbar; physische Karte frisch gelauncht (Okt 2026-Seite), BTC-Cashback 1% (bis 1.5% mit Blue-Status), Canada-only

More head-to-heads

FAQ

Which is better for privacy, Binance Card or Shakepay Card?
Both cards sit at the same KYC depth: Binance Card and Shakepay Card require Full KYC. Privacy separates them only through custody model and data-sharing practice - documented in each review. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Binance Card: Not documented. Shakepay Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.

Facts checked 2026-11-02 · How we verify