Binance Card vs Bitstack Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Binance Card ranks higher on the documented evidence (4.6/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.
 Binance Card | Bitstack Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | No direct BTC load |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | not documented | 0.7% |
| FX fee | not documented | not documented |
| Monthly fee | not documented | none |
| ATM fee | not documented | 1% |
| Cashback | 3% | 0.1% in BTC |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | not documented |
| ATM daily limit | not documented | $200.0 |
| Max load | not documented | not documented |
| Availability | ||
| Regions | LATAM | FR |
| Network | Mastercard | Visa |
| Form factor | Virtual | Physical + virtual |
| Apple Pay | no / unknown | yes |
Pick Binance Card if
- Higher documented cashback (3% vs 0.1)
Pick Bitstack Card if
- Physical card option
Binance Card
Discontinued in the EEA since Dec 2023, but alive again in Latin America: relaunched Aug 2026 in Venezuela as an Immersve-issued Mastercard (waitlist beta, up to 3% cashback, crypto balance spent directly). Patchy acceptance during the beta (Apple Pay enrollment and some merchants fail); no EEA return announced.
Bitstack Card
exists - active, France-only Visa-Karte (Xpollens-EMI) mit instanten Round-Ups + BTC Stackback (Basis 0.1%/0.15%, up to 1%/1.5% abhaengig von automatischen Ersparungen)
More head-to-heads
FAQ
Which is better for privacy, Binance Card or Bitstack Card?
When does my bitcoin get sold on each card?
Which is cheaper overall?
Facts checked 2026-11-02 · How we verify