bestbitcoincard

OKX Card vs Shakepay Card

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Higher score OKX Card card
5.7
Full KYCCustodialBTC via in-app conversion
n/a
Full KYCCustodialNo direct BTC load

Short answer OKX Card ranks higher on the documented evidence (5.7/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.

OKX Card Shakepay Card
Bitcoin flow
BTC loadBTC via in-app conversionNo direct BTC load
Lightning fundingnono
BTC sale timingNot documentedNot documented
Fees
Top-up fee0%0%
FX fee0%3%
Monthly feenonenone
ATM feeATM withdrawals not supported - virtual-only card (official pages issue an instant virtual card only; no physical card offered; independent review confirms 'no ATM access at all')not documented
Cashback2% in USDG1% in BTC
Privacy & custody
KYCFull KYCFull KYC
CustodyCustodialCustodial
Limits
Daily spend limitnot documented$5000.0
ATM daily limitnot documentednot documented
Max loadnot documentednot documented
Availability
RegionsAPAC, MENA, LATAM, EEACA
NetworkMastercardVisa
Form factorVirtualPhysical + virtual
Apple Payyesyes

Pick OKX Card if

  • Known fee stack (0.0 vs 3.0 % equivalents on a $500/mo profile)
  • Higher documented cashback (2% vs 1)
  • Wider documented availability

Pick Shakepay Card if

  • Physical card option

OKX Card

Full review pending. Facts on this page are sourced and dated.

Shakepay Card

exists - active, beantragbar; physische Karte frisch gelauncht (Okt 2026-Seite), BTC-Cashback 1% (bis 1.5% mit Blue-Status), Canada-only

More head-to-heads

FAQ

Which is better for privacy, OKX Card or Shakepay Card?
Both cards sit at the same KYC depth: OKX Card and Shakepay Card require Full KYC. Privacy separates them only through custody model and data-sharing practice - documented in each review. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
OKX Card: Not documented. Shakepay Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.

Facts checked 2026-11-02 · How we verify