Nuri vs Shakepay Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Nuri ranks higher on the documented evidence (3.2/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.
 Nuri | Shakepay Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | Direct BTC top-up (on-chain) | No direct BTC load |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | not documented | 0% |
| FX fee | not documented | 3% |
| Monthly fee | none | none |
| ATM fee | not documented | not documented |
| Cashback | not documented | 1% in BTC |
| Privacy & custody | ||
| KYC | Basic KYC | Full KYC |
| Custody | Self-custody | Custodial |
| Limits | ||
| Daily spend limit | GBP 30,000 per transaction and per day (GBP 30,000/month; higher with documented limit-increase review) | $5000.0 |
| ATM daily limit | GBP 500/day, GBP 5,000/month, 5 withdrawals/day (official card-support FAQ, sourced from Wirex BaaS docs) | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | GLOBAL | CA |
| Network | Visa | Visa |
| Form factor | Virtual | Physical + virtual |
| Apple Pay | yes | yes |
Pick Nuri if
- Lighter KYC (Basic KYC vs Full KYC)
Pick Shakepay Card if
- Higher documented cashback (1% vs none)
- Physical card option
Nuri
The old Nuri bank is dead (2022 insolvency, customers moved to Vivid) - but the brand relaunched at nuri.com as an Estonian self-custody wallet with a free Visa card, IBAN and 130-country reach. Verify listing: card issuance, fees and the provider stack behind the banking rails are unverified; no community track record exists yet.
Shakepay Card
exists - active, beantragbar; physische Karte frisch gelauncht (Okt 2026-Seite), BTC-Cashback 1% (bis 1.5% mit Blue-Status), Canada-only
More head-to-heads
FAQ
Which is better for privacy, Nuri or Shakepay Card?
When does my bitcoin get sold on each card?
Which is cheaper overall?
Facts checked 2026-11-02 · How we verify