Lemon Card vs OKX Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer OKX Card ranks higher on the documented evidence (5.7/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.
| Lemon Card |  OKX Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | balance only, not the card | no |
| BTC sale timing | BTC sold per transaction | Not documented |
| Fees | ||
| Top-up fee | not documented | 0% |
| FX fee | 0.5% | 0% |
| Monthly fee | none | none |
| ATM fee | not documented | ATM withdrawals not supported - virtual-only card (official pages issue an instant virtual card only; no physical card offered; independent review confirms 'no ATM access at all') |
| Cashback | 0.25% in BTC | 2% in USDG |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | $12000000.0 | not documented |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | AR | APAC, MENA, LATAM, EEA |
| Network | Visa | Mastercard |
| Form factor | Physical + virtual | Virtual |
| Apple Pay | yes | yes |
Pick Lemon Card if
- Physical card option
Pick OKX Card if
- Known fee stack (0.5 vs 0.0 % equivalents on a $500/mo profile)
- Higher documented cashback (2% vs 0.25)
- Wider documented availability
Lemon Card
exists - active (Argentinien); Prepaid-Visa mit BTC-Cashback (0.25%/2%) plus BTC-collateral Kreditkarte; Brasilien-Geschaeft wird zum 15.11.2026 beendet
More head-to-heads
Lemon Card vs Bitrefill CardLemon Card vs Bitso CardLemon Card vs Bitstack CardLemon Card vs Bitget CardLemon Card vs Xapo BankLemon Card vs Goblin Card
Compare any cards
FAQ
Which is better for privacy, Lemon Card or OKX Card?
Both cards sit at the same KYC depth: Lemon Card and OKX Card require Full KYC. Privacy separates them only through custody model and data-sharing practice - documented in each review. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Lemon Card: BTC sold per transaction. OKX Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-11-02 · How we verify