bestbitcoincard

Crypto.com Visa Signature Credit Card vs Shakepay Card

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Higher score Crypto.com Visa Signature Credit Card card
6.4
Full KYCCustodialBTC via in-app conversion
n/a
Full KYCCustodialNo direct BTC load

Short answer Crypto.com Visa Signature Credit Card ranks higher on the documented evidence (6.4/10 vs unscored). The right pick still depends on your priority - see the flow comparison below.

Crypto.com Visa Signature Credit Card Shakepay Card
Bitcoin flow
BTC loadBTC via in-app conversionNo direct BTC load
Lightning fundingnono
BTC sale timingNot documentedNot documented
Fees
Top-up fee0%0%
FX fee3%3%
Monthly feenonenone
ATM fee5%not documented
Cashback1.5% in BTC1% in BTC
Privacy & custody
KYCFull KYCFull KYC
CustodyCustodialCustodial
Limits
Daily spend limitnot documented$5000.0
ATM daily limitnot documentednot documented
Max loadCredit limit set at approvalnot documented
Availability
RegionsUSCA
NetworkVisaVisa
Form factorPhysical + virtualPhysical + virtual
Apple Payyesyes

Pick Crypto.com Credit Card if

  • Higher documented cashback (1.5% vs 1)

Pick Shakepay Card if

  • you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it

Crypto.com Credit Card

The most generous crypto-rewards credit card in the US market - up to 6% back in BTC or CRO with no annual fee - but the best rates require CRO staking or a Level Up subscription, BTC earn is capped by tier, and it is credit (with bureau approval), not a debit card you can top up with crypto.

Shakepay Card

exists - active, beantragbar; physische Karte frisch gelauncht (Okt 2026-Seite), BTC-Cashback 1% (bis 1.5% mit Blue-Status), Canada-only

More head-to-heads

FAQ

Which is better for privacy, Crypto.com Visa Signature Credit Card or Shakepay Card?
Both cards sit at the same KYC depth: Crypto.com Visa Signature Credit Card and Shakepay Card require Full KYC. Privacy separates them only through custody model and data-sharing practice - documented in each review. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Crypto.com Visa Signature Credit Card: Not documented. Shakepay Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.

Facts checked 2026-11-02 · How we verify