USD Bitcoin Debit Card Providers ( Plastic and Virtual )

Bitcoin debit cards are a perfect solution for those cryptocurrency ethusiasts, who want to be close to both their bitcoins and their fiat money at the same time. The plastic and virtual cards work as an ordinary prepaid debit card, once the funds are loaded to the account, the cards can be used to purchased goods and services at local shops or online stores. You can even withdraw cash from ATMs with the plastic bitcoin debit cards.
The account associated with the bitcoin debit card can be funded with bitcoins or USD amount. There are several top up options available at each card provider, beside transferring bitcoins, bank wire and credit cards are also among the acceptable top up methods. Several provider also accepts such alternative payment processors as Skrill or Neteller e-wallets.

Ordering the card

The USD bitcoin debit cards can be ordered through the card provider’s platforms after a short registration process. Users are requested to show a photo identification card along with a proof of residence, that can be a recent telephone bill for example. In case users does not want to go through the resigration process, at many provider there is an option to order anonymous bitcoin debit cards. With these cards, clients do not need to go through the lenghty process of verifying the accounts, however in this case certain limits are applicable.
The issuance fee of the USD plastic bitcoin debit card is about 5-25 USD. The fee is only payable once when the card is produced. Virtual bitcoin debit cards does not have this production costs and issued instantaneously after providing the registration details.
Shipping of the card takes about 2-3 week after placing the order. The standard shipping cost is embedded to the card issuance fee in most cases. For an extra charge, users can order the cards with express shipping including tracking number for greater safety and quicker access. In this case the cards are delivered with DHL just within couple of days worldwide.

Using the card

After receiving and activating the cards, both the plastic and the virtual debit cards can be used right away with the funds available on the linked account. The USD bitcoin debit cards are accepted at local stores and online shops where the merchant is signed up for VISA or Mastercard payment methods. The plastic cards can be also used to withdraw cash from ATMs both internationally and domectically.
There is a monthly account maintence fee of 1 USD that is charged after activating the card. Funding the account can be free of charge if users select the payment method preferred by the card provider. Otherwise there are 0.5-2% transaction fees applicable on funding the account. The withdrawals are charged in a similar manner. The default currency of the account can be selected in most cases and USD currency is an available option at any bitcoin debit card provider. In case the currency of the transacion does not match with the default currency of the account, an additional 3% currency translation fee is charged as well, so it worth considering the default currency before spending funds abroad.
Users can top up the USD bitcoin debit card up to 20000 USD if the accounts are verified. The cash withdrawal limit in most cases is maximized at 2000 USD. The limits of the anonymous cards are lower significantly compared to the ones available for verified users.

Pros and cons

USD bitcoin debit cards are a great solution for thos who want to spend bitcoins or fiat currency in an easy and quick manner. All of the card providers let users to choose USD as a currency. The fees, limits and the features of the bitcoin debit cards ranges wide but everyone will find a product on the market that suits their needs the best.