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Advanced Cash – or in short AdvCash – offers fast and affordable solutions for anyone who would like to spend money online in an easy and quick way. The offshore payment provider company has bulk payment options available as payroll solutions for online businesses that is connected to the AdvCash account. Freelancers, webmasters, business owners and private individuals can all take the opportunities that the AdvCash e-wallet and bitcoin debit can offer.

Adv Cash bitcoin debit card and payment solutions

About AdvCash

AdvCash is located in the Central-American Belize and was launched in 2014. The identity of the owners remains mystery as there is not much information available about them. All they let us know is that the company has a staff with 20+ years of experience in international finance and electronic payments. AdvCash is owned by Wave Crest Holdings Limited, a payment provider incorporated in Gibraltar.

The company also posted two licenses on their website proving that their activities are authorized by the International Financial Services Commission of Belize. The licenses are for international money transmitting and payment processing.

AdvCash on Social Media:

AdvCash countries

Provided services and available countries

The core idea of AdvCash is to ease the payroll problems of those who work as freelancers with their e-wallets connected to plastic and virtual debit cards that are backed by bitcoins. AdvCash cards are accepted at merchants and ATMs that accept Mastercard and VISA. Besides the usual three major currencies (USD, EUR and GBP), AdvCash also offers an account in RUB that is opening the bitcoin debit card market to Russia.

AdvCash bitcoin debit cardAlthough the website only lists 50 countries that are excluded from the services, digging a bit deeper it turns out that there are even more countries, including the United States where they do not ship the bitcoin debit cards. Countries in Africa and in the Middle-East are on the list of countries that are explicitly excluded from the service along with Venezuela.

However, many users live in countries where they do not know if this service is available, so the AdvCash’s official website listed all the unavailable countries as well. If you are currently a resident of one of this countries, you can’t use the AdvCash service.

Unavailable countries

  • CHAD
  • CUBA
  • IRAN
  • IRAQ

Limits and verification

AdvCash issues bitcoin debit cards for unverified users. There are some limitations using the AdvCash account without verification. Non-verified account owners are not able to fund the account with bank transfers and only able to withdraw 500 USD daily, 2,500 USD monthly. The total top up amount is 2,500 USD per month, however the limitation on spending the funds online is the same as for the verified users.

The limits for verified users are higher, although not much higher. Maximum 3,000 USD can be transferred to the AdvCash account at once and the same amount is the daily limit for ATM withdrawals. Users can spend up to 10,000 USD daily online and at the POS terminals of merchants accepting VISA or Mastercard.

It should also be noted that the verification process takes up to 24 hours to be completed, although the documents you send are instantly reviewed by the AdvCash work team.

AdvCash Virtual vs Plastic Card

Fees and Pricing Schedule

Unlike many bitcoin debit card provider, AdvCash does not charge any monthly or annual fee for using its services. The AdvCash card costs 4.99 USD if it is ordered right after registration. If the card is ordered later than seven days after registration, the price is 14.99 USD. So better decide to use it quickly! Pin is an additional 1 USD if requested with the card.

AdvCash easy to fundInterestingly, it is free to top up the E-Wallet account from SWIFT and SEPA transfers does not cost anything. Then transferring the funds from the E-Wallet to the card costs 0.99 USD each time. So in case of the maximum 3,000 USD top up, this flat rate translates into only 0,033% fee. Of course at only 100 USD, this means 1%, so it is worth to consider first the amount of money needed on the card.

Funding the account from alternative payment providers costs between 0.95% and 4.25% depending on the source of the funds. Money arriving to the E-Wallet costs 0.95% from OKPay, eCoin and EPESE, while the funds from Payeer cost 4.25%.

All prices in the pricing schedule are equal amount expressed in USD and EUR. Withdrawing money from domestic ATM has a flat rate of 1.99 USD. International ATMs cost an extra 1 dollar (2.99USD) and AdvCash also charges 2.95% FX fee from currency translations, that is just slightly below the average 3% rate on the market.

If users may decide to withdraw funds from the card other than in the form of cash or purchases then each time 0.99 USD is charged just like at funding the card from the E-Wallet.

AdvCash User Experience has many nicely designed cartoon styled diagrams explaining the service that is useful for bitcoin rookies. Although the website is nicely built it is missing some crucial information that expert eyes may seek. For example the ownership credentials are not listed on the page and there is also confusion on which countries do they offer services to.

It is not a surprise that the platform is also available in Russia, since RUB is one of the acceptable base currencies for the AdvCash bitcoin debit card.

AdvCash Dashboard

After login, AdvCash services can be reached from a handy dashboard where everything is just 1-2 clicks away. Unfortunately at this point, there isn’t a smartphone app available.

AdvCash built for youThe site clearly shows the USD, EUR, GBP, RUB currency exchange rates live as well as the bitcoin price. The BTCUSD price is in a medium range in spite of that the funding of the account is not charged that much. The table also shows if the currency pairs recently got weaker or stronger both with an arrow and the color (red or green) that makes it easier to follow the market.

Users may reach AdvCash beside their usual social media channels via email and a contact form submission for issues opened with ticket numbers. The FAQ is relatively detailed and has a search functionality but still does not provide the before mentioned missing information. They also have a hotline open from 11 AM to 8 PM GMT to answer any queries. AdvCash responds directly to issues raised at bitcoin forums.

When checking the credibility of AdvCash, there are some scam reports and complaint about the AdvCash API and that users have not received their bitcoin debit cards within an acceptable timeframe.


  • No monthly maintenance fee
  • RUB as available currency
  • free top up from SWIFT/SEPA transfers, flat rate for transfers


  • no apps available
  • no information on ownership structure or executives
  • daily limits on purchases for even verified users

Overall Conclusion

The AdvCash bitcoin debit card has a promising price structure with the zero monthly maintenance fee and the flat rate for transfers between the card and the E-Wallet. Besides the three major currencies RUB is also available, that is probably a huge help for users in the Russian bitcoin market. Unfortunately, at the moment no mobile applications are available, although it seems that they are working on those.  However the company website is missing the owner information, that along with the user complaints on forum ruins the credibility of the company a bit.

Please share your experiences!

If you have any experience with this Bitcoin Debit Card Provider – please let the community know in the comments below and rate the provider.  Thanks! Karma++

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10 Total Ratings with 4.30/5 possible Rating Points. VPN Provider