Bybit Card vs RedotPay
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: Bybit Card wins overall (6.7/10 vs 4.7/10). The right pick still depends on your priority - see the flow comparison below.
| Overall score | 6.7 | 4.7 |
|---|---|---|
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | 0.9% | 0% |
| FX fee | 2% | 1.2% |
| Monthly fee | none | none |
| Cashback | 2% in USDT | none |
| Regions | APAC, MENA, LATAM, GLOBAL, EEA | APAC, GLOBAL |
Pick Bybit Card if
- Higher documented cashback (2% vs 0)
- Wider documented availability
Pick RedotPay if
- Known fee stack (2.9 vs 1.2 % equivalents on a $500/mo profile)
Bybit Card
The most aggressive rewards among exchange cards: 2-10% USDT cashback tiers, auto-interest on the card balance and 100% rebates on popular subscriptions - but it requires full exchange KYC and is explicitly unavailable in the EEA, and the platform carries the memory of the 2025 mega-hack it survived.
RedotPay
A heavily-marketed APAC crypto card whose fees and terms we could not independently verify (bot-blocked pages) - a verify listing: confirm the current fee schedule and issuer on their terms page before loading funds.
FAQ
Which is better for privacy, Bybit Card or RedotPay?
Bybit Card requires Full KYC, while RedotPay requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Bybit Card: Not documented. RedotPay: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.