Bitcoin Cards for Europe (EEA)
EEA residents: EUR settlement, SEPA top-ups, and what changes post-MiCA.
Short answer: KAST is the strongest match right now (7.2/10). Bitpanda Card is the alternative if your priority differs. Facts checked 2026-09-20.
| # | Card | Bitcoin in | BTC sold | KYC | Monthly | Cashback | Score | |
|---|---|---|---|---|---|---|---|---|
| 1 |  KASTBTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 1.5% | 7.2 | View |
| 2 |  Bitpanda CardBTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | Not documented | Full KYC | none | 1% | 7 | View |
| 3 |  RevolutBTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | none | 6.8 | View |
| 4 |  Bybit CardBTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 2% | 6.7 | View |
| 5 |  Bitget CardBTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 2% | 5.7 | View |
| 6 |  OKX CardBTC via in-app conversion0% FX |
BTC via in-app conversion | Not documented | Full KYC | none | 2% | 5.7 | View |
| 7 |  Nexo CardBTC-backed creditPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 2% | 6.7 | View |
| 8 |  ether.fi CashDirect BTC top-up (on-chain)Physical cardSelf-custody |
Direct BTC top-up (on-chain) | Not documented | Full KYC | none | 3% | 6.4 | View |
| 9 |  WirexBTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | Not documented | Full KYC | none | 8% | 5.4 | View |
| 10 |  Vivid MoneyBTC via in-app conversion |
BTC via in-app conversion | Not documented | Full KYC | none | 4% | 4.7 | View |
| 11 |  AdvCashDirect BTC top-up (on-chain)watch |
Direct BTC top-up (on-chain) | Not documented | Full KYC | $1 | none | 3.7 | View |