FAQ

A Visa or Mastercard that spends your bitcoin: you fund it (directly with BTC, or via in-app conversion), and it pays merchants in fiat. The merchant never sees bitcoin - the card handles the conversion.

Depends on the card: at top-up (price locked at load), per transaction (price risk until you pay), or manually in the app. The comparison lists this per card - it is the most consequential detail most reviews skip.

Most do - they touch regulated fiat rails. A small number of cards operate without identity verification; those trade away regulatory protection and carry higher counterparty risk.

Cards in the Earn lane pay rewards in actual BTC. Rates, caps, payout timing and volatility caveats are documented per card. A BTC-denominated reward is worth its percentage only at the moment you sell.

Most physical-card providers support ATM withdrawals, usually with a percent or fixed fee and daily limits. Virtual-only cards do not support ATM cash.

On custodial cards your balance is an unsecured claim against the operator - the dead-cards archive documents programs that stranded balances. Keep only spending money on any custodial card.

In most jurisdictions, yes - spending is a disposal of a capital asset. Keep the transaction export your card app provides.

Some outbound links are referral links, disclosed on the page where used. Rankings are never sold, and no provider can pay for placement.