RedotPay vs Revolut
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Revolut wins overall (6.8/10 vs 4.7/10). The right pick still depends on your priority - see the flow comparison below.
 RedotPay |  Revolut | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | no | no |
| BTC sale timing | Not documented | BTC sold per transaction |
| Fees | ||
| Top-up fee | 0% | 0% |
| FX fee | 1.2% | 0% |
| Monthly fee | none | none |
| ATM fee | 2% | 2% |
| Cashback | none | none |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | $100,000 per transaction, $1,000,000 daily (official fee table, effective 2025-12-01) | not documented |
| ATM daily limit | USD BIN: $3,750/day, $50,000/month, 3 withdrawals/day and 30/month (official fee table; note: in some countries/regions daily $3,000 and monthly $10,000 apply); HKD BIN: 23,000 HKD/day, 75,000 HKD/month | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | APAC, GLOBAL | EEA, UK, US, APAC, LATAM, GLOBAL |
| Network | Visa | Visa |
| Form factor | Physical + virtual | Physical + virtual |
| Apple Pay | yes | no / unknown |
Pick RedotPay if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Pick Revolut if
- Known fee stack (1.2 vs 0.0 % equivalents on a $500/mo profile)
- Wider documented availability
RedotPay
A heavily-marketed APAC crypto card whose fees and terms we could not independently verify (bot-blocked pages) - a verify listing: confirm the current fee schedule and issuer on their terms page before loading funds.
Revolut
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.
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FAQ
Which is better for privacy, RedotPay or Revolut?
RedotPay requires Full KYC, while Revolut requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
RedotPay: Not documented. Revolut: BTC sold per transaction. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-09-21 · How we verify