KAST vs KuCard
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: KAST wins overall (7.2/10 vs 5.2/10). The right pick still depends on your priority - see the flow comparison below.
 KAST |  KuCard | |
|---|---|---|
| Overall score | 7.2 | 5.2 |
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | 0% | not documented |
| FX fee | 2% | not documented |
| Monthly fee | none | ? |
| Cashback | 1.5% in USD | none |
| Regions | GLOBAL, US, EEA | APAC |
Pick KAST if
- Higher documented cashback (1.5% vs none)
- Wider documented availability
Pick KuCard if
- you match none of KAST's edge cases - the closer score makes it the default
KAST
The most complete stablecoin-spending account on the market: US/EU virtual bank accounts from anywhere, Visa Platinum cards with real 1.5% USD cashback on the free tier, instant cashback and no spending caps. Full KYC and a young operator are the trade-offs; the paid tiers only make sense for heavy spenders.
KuCard
FAQ
Which is better for privacy, KAST or KuCard?
KAST requires Full KYC, while KuCard requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
KAST: Not documented. KuCard: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.