Bybit Card vs Crypto.com Visa Signature Credit Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: too close to call on the weighted score. The decision is your use case: check the bitcoin-flow rows below.
| Overall score | 6.7 | 6.4 |
|---|---|---|
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | 0.9% | 0% |
| FX fee | 2% | 3% |
| Monthly fee | none | none |
| Cashback | 2% in USDT | 1.5% in BTC |
| Regions | APAC, MENA, LATAM, GLOBAL, EEA | US |
Pick Bybit Card if
- Known fee stack (2.9 vs 3.0 % equivalents on a $500/mo profile)
- Higher documented cashback (2% vs 1.5)
- Wider documented availability
Pick Crypto.com Credit Card if
- you match none of Bybit Card's edge cases - the closer score makes it the default
Bybit Card
The most aggressive rewards among exchange cards: 2-10% USDT cashback tiers, auto-interest on the card balance and 100% rebates on popular subscriptions - but it requires full exchange KYC and is explicitly unavailable in the EEA, and the platform carries the memory of the 2025 mega-hack it survived.
Crypto.com Visa Signature Credit Card
The most generous crypto-rewards credit card in the US market - up to 6% back in BTC or CRO with no annual fee - but the best rates require CRO staking or a Level Up subscription, BTC earn is capped by tier, and it is credit (with bureau approval), not a debit card you can top up with crypto.