PST.NET vs Wirex
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: Wirex wins overall (5.4/10 vs 4.4/10). The right pick still depends on your priority - see the flow comparison below.
 PST.NET |  Wirex | |
|---|---|---|
| Overall score | 4.4 | 5.4 |
| BTC load | Direct BTC top-up (on-chain) | BTC via in-app conversion |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | not documented | 0% |
| FX fee | 1% | 0% |
| Monthly fee | ? | none |
| Cashback | none | 8% in USD |
| Regions | GLOBAL | GLOBAL, EEA, UK, APAC, LATAM |
Pick PST.NET if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Pick Wirex if
- Known fee stack (1.0 vs 0.0 % equivalents on a $500/mo profile)
- Higher documented cashback (8% vs 0)
- Wider documented availability
PST.NET
A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.
Wirex
The veteran (2014) reinvented as a stablecoin bank: fee-free FX worldwide, multi-currency accounts with 1:1 stablecoin conversion, real Visa/Mastercard principal memberships and an 8% headline cashback. Fee details hide in the help hub, and the El Salvador licensing move makes the regulatory story newer than its brand.