PST.NET vs Revolut
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: Revolut wins overall (6.8/10 vs 4.4/10). The right pick still depends on your priority - see the flow comparison below.
| Overall score | 4.4 | 6.8 |
|---|---|---|
| BTC load | Direct BTC top-up (on-chain) | BTC via in-app conversion |
| BTC sale timing | Not documented | BTC sold per transaction |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | not documented | 0% |
| FX fee | 1% | 0% |
| Monthly fee | ? | none |
| Cashback | none | none |
| Regions | GLOBAL | EEA, UK, US, APAC, LATAM, GLOBAL |
Pick PST.NET if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Pick Revolut if
- Known fee stack (1.0 vs 0.0 % equivalents on a $500/mo profile)
- Wider documented availability
PST.NET
A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.
Revolut
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.
More head-to-heads
PST.NET vs Binance CardPST.NET vs RedotPayPST.NET vs Uphold CardPST.NET vs Bybit CardPST.NET vs Coinbase CardPST.NET vs Nexo Card
Compare any cards
FAQ
Which is better for privacy, PST.NET or Revolut?
PST.NET requires Full KYC, while Revolut requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
PST.NET: Not documented. Revolut: BTC sold per transaction. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.