bestbitcoincard

OKX Card vs PST.NET

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Short answer: OKX Card wins overall (5.7/10 vs 4.4/10). The right pick still depends on your priority - see the flow comparison below.

OKX Card PST.NET
Overall score5.74.4
BTC loadBTC via in-app conversionDirect BTC top-up (on-chain)
BTC sale timingNot documentedNot documented
KYCFull KYCFull KYC
CustodyCustodialCustodial
Top-up fee0%not documented
FX fee0%1%
Monthly feenone?
Cashback2% in USDGnone
RegionsAPAC, MENA, LATAM, EEAGLOBAL

Pick OKX Card if

  • Known fee stack (0.0 vs 1.0 % equivalents on a $500/mo profile)
  • Higher documented cashback (2% vs 0)
  • Wider documented availability

Pick PST.NET if

  • you match none of OKX Card's edge cases - the closer score makes it the default

OKX Card

Full review →

PST.NET

A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.

Full review →

FAQ

Which is better for privacy, OKX Card or PST.NET?
OKX Card requires Full KYC, while PST.NET requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
OKX Card: Not documented. PST.NET: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.