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Nuri vs Revolut

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Nuri card
Nuri
3.2
Basic KYCSelf-custodyDirect BTC top-up
Get Nuri
Higher score Revolut - illustration (AI-generated, not the official card design)
Revolut
6.8
Full KYCCustodialBTC via in-app conversion
Get Revolut

Short answer Revolut wins overall (6.8/10 vs 3.2/10). The right pick still depends on your priority - see the flow comparison below.

Nuri Revolut
Bitcoin flow
BTC loadDirect BTC top-up (on-chain)BTC via in-app conversion
Lightning fundingnono
BTC sale timingNot documentedBTC sold per transaction
Fees
Top-up feenot documented0%
FX feenot documented0%
Monthly feenonenone
ATM feenot documented2%
Cashbacknot documentednone
Privacy & custody
KYCBasic KYCFull KYC
CustodySelf-custodyCustodial
Limits
Daily spend limitGBP 30,000 per transaction and per day (GBP 30,000/month; higher with documented limit-increase review)not documented
ATM daily limitGBP 500/day, GBP 5,000/month, 5 withdrawals/day (official card-support FAQ, sourced from Wirex BaaS docs)not documented
Max loadnot documentednot documented
Availability
RegionsGLOBALEEA, UK, US, APAC, LATAM, GLOBAL
NetworkVisaVisa
Form factorVirtualPhysical + virtual
Apple Payyesno / unknown

Pick Nuri if

  • Lighter KYC (Basic KYC vs Full KYC)

Pick Revolut if

  • Physical card option
  • Wider documented availability

Nuri

The old Nuri bank is dead (2022 insolvency, customers moved to Vivid) - but the brand relaunched at nuri.com as an Estonian self-custody wallet with a free Visa card, IBAN and 130-country reach. Verify listing: card issuance, fees and the provider stack behind the banking rails are unverified; no community track record exists yet.

Full review

Revolut

The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.

Full review

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FAQ

Which is better for privacy, Nuri or Revolut?
Nuri requires Basic KYC, while Revolut requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Nuri: Not documented. Revolut: BTC sold per transaction. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.

Facts checked 2026-09-21 · How we verify