Nuri vs PST.NET
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer PST.NET wins overall (4.4/10 vs 3.2/10). The right pick still depends on your priority - see the flow comparison below.
 Nuri |  PST.NET | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | Direct BTC top-up (on-chain) | Direct BTC top-up (on-chain) |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | not documented | not documented |
| FX fee | not documented | 1% |
| Monthly fee | none | not documented |
| ATM fee | not documented | not documented |
| Cashback | not documented | none |
| Privacy & custody | ||
| KYC | Basic KYC | Full KYC |
| Custody | Self-custody | Custodial |
| Limits | ||
| Daily spend limit | GBP 30,000 per transaction and per day (GBP 30,000/month; higher with documented limit-increase review) | not documented |
| ATM daily limit | GBP 500/day, GBP 5,000/month, 5 withdrawals/day (official card-support FAQ, sourced from Wirex BaaS docs) | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | GLOBAL | GLOBAL |
| Network | Visa | Visa |
| Form factor | Virtual | Virtual |
| Apple Pay | yes | no / unknown |
Pick Nuri if
- Lighter KYC (Basic KYC vs Full KYC)
Pick PST.NET if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Nuri
The old Nuri bank is dead (2022 insolvency, customers moved to Vivid) - but the brand relaunched at nuri.com as an Estonian self-custody wallet with a free Visa card, IBAN and 130-country reach. Verify listing: card issuance, fees and the provider stack behind the banking rails are unverified; no community track record exists yet.
PST.NET
A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.
More head-to-heads
FAQ
Which is better for privacy, Nuri or PST.NET?
When does my bitcoin get sold on each card?
Which is cheaper overall?
Facts checked 2026-09-21 · How we verify