Nuri vs OKX Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer OKX Card wins overall (5.7/10 vs 3.2/10). The right pick still depends on your priority - see the flow comparison below.
 Nuri |  OKX Card | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | Direct BTC top-up (on-chain) | BTC via in-app conversion |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | not documented | 0% |
| FX fee | not documented | 0% |
| Monthly fee | none | none |
| ATM fee | not documented | ATM withdrawals not supported - virtual-only card (official pages issue an instant virtual card only; no physical card offered; independent review confirms 'no ATM access at all') |
| Cashback | not documented | 2% in USDG |
| Privacy & custody | ||
| KYC | Basic KYC | Full KYC |
| Custody | Self-custody | Custodial |
| Limits | ||
| Daily spend limit | GBP 30,000 per transaction and per day (GBP 30,000/month; higher with documented limit-increase review) | not documented |
| ATM daily limit | GBP 500/day, GBP 5,000/month, 5 withdrawals/day (official card-support FAQ, sourced from Wirex BaaS docs) | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | GLOBAL | APAC, MENA, LATAM, EEA |
| Network | Visa | Mastercard |
| Form factor | Virtual | Virtual |
| Apple Pay | yes | yes |
Pick Nuri if
- Lighter KYC (Basic KYC vs Full KYC)
Pick OKX Card if
- Higher documented cashback (2% vs none)
- Wider documented availability
Nuri
The old Nuri bank is dead (2022 insolvency, customers moved to Vivid) - but the brand relaunched at nuri.com as an Estonian self-custody wallet with a free Visa card, IBAN and 130-country reach. Verify listing: card issuance, fees and the provider stack behind the banking rails are unverified; no community track record exists yet.
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FAQ
Which is better for privacy, Nuri or OKX Card?
Nuri requires Basic KYC, while OKX Card requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Nuri: Not documented. OKX Card: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-09-21 · How we verify