Nexo Card vs Wirex
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: Nexo Card wins overall (6.7/10 vs 5.4/10). The right pick still depends on your priority - see the flow comparison below.
 Nexo Card |  Wirex | |
|---|---|---|
| Overall score | 6.7 | 5.4 |
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | 0% | 0% |
| FX fee | 0.2% | 0% |
| Monthly fee | none | none |
| Cashback | 2% in NEXO | 8% in USD |
| Regions | EEA, UK, LATAM | GLOBAL, EEA, UK, APAC, LATAM |
Pick Nexo Card if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Pick Wirex if
- Known fee stack (0.2 vs 0.0 % equivalents on a $500/mo profile)
- Higher documented cashback (8% vs 2)
- Wider documented availability
Nexo Card
The most complete dual-mode card: one tap switches between spending your crypto (Debit, with daily interest) and borrowing against it (Credit, from 1.9%) - with free ATM allowances up to EUR 2,000/month and no card fees. The catch: meaningful cashback needs a $5,000+ portfolio and is denominated in NEXO, and it is EEA/UK-only.
Wirex
The veteran (2014) reinvented as a stablecoin bank: fee-free FX worldwide, multi-currency accounts with 1:1 stablecoin conversion, real Visa/Mastercard principal memberships and an 8% headline cashback. Fee details hide in the help hub, and the El Salvador licensing move makes the regulatory story newer than its brand.