Nexo Card vs Revolut
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: too close to call on the weighted score. The decision is your use case: check the bitcoin-flow rows below.
| Overall score | 6.7 | 6.8 |
|---|---|---|
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| BTC sale timing | Not documented | BTC sold per transaction |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | 0% | 0% |
| FX fee | 0.2% | 0% |
| Monthly fee | none | none |
| Cashback | 2% in NEXO | none |
| Regions | EEA, UK, LATAM | EEA, UK, US, APAC, LATAM, GLOBAL |
Pick Nexo Card if
- Higher documented cashback (2% vs 0)
Pick Revolut if
- Known fee stack (0.2 vs 0.0 % equivalents on a $500/mo profile)
- Wider documented availability
Nexo Card
The most complete dual-mode card: one tap switches between spending your crypto (Debit, with daily interest) and borrowing against it (Credit, from 1.9%) - with free ATM allowances up to EUR 2,000/month and no card fees. The catch: meaningful cashback needs a $5,000+ portfolio and is denominated in NEXO, and it is EEA/UK-only.
Revolut
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.