bestbitcoincard

Nexo Card vs Revolut

Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.

Short answer: too close to call on the weighted score. The decision is your use case: check the bitcoin-flow rows below.

Nexo Card Revolut
Overall score6.76.8
BTC loadBTC via in-app conversionBTC via in-app conversion
BTC sale timingNot documentedBTC sold per transaction
KYCFull KYCFull KYC
CustodyCustodialCustodial
Top-up fee0%0%
FX fee0.2%0%
Monthly feenonenone
Cashback2% in NEXOnone
RegionsEEA, UK, LATAMEEA, UK, US, APAC, LATAM, GLOBAL

Pick Nexo Card if

  • Higher documented cashback (2% vs 0)

Pick Revolut if

  • Known fee stack (0.2 vs 0.0 % equivalents on a $500/mo profile)
  • Wider documented availability

Nexo Card

The most complete dual-mode card: one tap switches between spending your crypto (Debit, with daily interest) and borrowing against it (Credit, from 1.9%) - with free ATM allowances up to EUR 2,000/month and no card fees. The catch: meaningful cashback needs a $5,000+ portfolio and is denominated in NEXO, and it is EEA/UK-only.

Full review →

Revolut

The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.

Full review →

FAQ

Which is better for privacy, Nexo Card or Revolut?
Nexo Card requires Full KYC, while Revolut requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Nexo Card: Not documented. Revolut: BTC sold per transaction. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.