KuCard vs Revolut
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Revolut wins overall (6.8/10 vs 5.2/10). The right pick still depends on your priority - see the flow comparison below.
 KuCard |  Revolut | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | no | no |
| BTC sale timing | Not documented | BTC sold per transaction |
| Fees | ||
| Top-up fee | not documented | 0% |
| FX fee | not documented | 0% |
| Monthly fee | not documented | none |
| ATM fee | not documented | 2% |
| Cashback | not documented | none |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | not documented |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | APAC | EEA, UK, US, APAC, LATAM, GLOBAL |
| Network | Mastercard | Visa |
| Form factor | Physical + virtual | Physical + virtual |
| Apple Pay | no / unknown | no / unknown |
Pick KuCard if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Pick Revolut if
- Wider documented availability
Revolut
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.
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Compare any cards
FAQ
Which is better for privacy, KuCard or Revolut?
KuCard requires Full KYC, while Revolut requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
KuCard: Not documented. Revolut: BTC sold per transaction. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.
Facts checked 2026-09-20 · How we verify