KuCard vs PST.NET
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: KuCard wins overall (5.2/10 vs 4.4/10). The right pick still depends on your priority - see the flow comparison below.
 KuCard |  PST.NET | |
|---|---|---|
| Overall score | 5.2 | 4.4 |
| BTC load | BTC via in-app conversion | Direct BTC top-up (on-chain) |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | not documented | not documented |
| FX fee | not documented | 1% |
| Monthly fee | ? | ? |
| Cashback | none | none |
| Regions | APAC | GLOBAL |
KuCard
PST.NET
A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.
FAQ
Which is better for privacy, KuCard or PST.NET?
KuCard requires Full KYC, while PST.NET requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
KuCard: Not documented. PST.NET: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.