Goblin Card vs Nuri
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Goblin Card wins overall (5.5/10 vs 3.2/10). The right pick still depends on your priority - see the flow comparison below.
 Goblin Card |  Nuri | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | Direct BTC top-up (on-chain) | Direct BTC top-up (on-chain) |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | 3.5% | not documented |
| FX fee | 0% | not documented |
| Monthly fee | none | none |
| ATM fee | 0% | not documented |
| Cashback | none | not documented |
| Privacy & custody | ||
| KYC | No KYC | Basic KYC |
| Custody | Custodial | Self-custody |
| Limits | ||
| Daily spend limit | $5,000 | GBP 30,000 per transaction and per day (GBP 30,000/month; higher with documented limit-increase review) |
| ATM daily limit | $500 | GBP 500/day, GBP 5,000/month, 5 withdrawals/day (official card-support FAQ, sourced from Wirex BaaS docs) |
| Max load | not documented | not documented |
| Availability | ||
| Regions | GLOBAL, LATAM | GLOBAL |
| Network | Mastercard | Visa |
| Form factor | Physical + virtual | Virtual |
| Apple Pay | yes | yes |
Pick Goblin Card if
- Lighter KYC (No KYC vs Basic KYC)
- Physical card option
Pick Nuri if
- you accept Basic KYC KYC and its fee stack - and nothing else on this page outweighs it
Goblin Card
The strongest physical no-KYC card pitch: a real Mastercard with ATM access, 0% FX and 0% ATM fees, multi-asset deposits and privacy-preserving support channels. The trade-offs are a $350 entry price, 3.5-4% deposit fees and an unlicensed custodial balance - treat it as a privacy tool, not a bank account.
Nuri
The old Nuri bank is dead (2022 insolvency, customers moved to Vivid) - but the brand relaunched at nuri.com as an Estonian self-custody wallet with a free Visa card, IBAN and 130-country reach. Verify listing: card issuance, fees and the provider stack behind the banking rails are unverified; no community track record exists yet.
More head-to-heads
FAQ
Which is better for privacy, Goblin Card or Nuri?
When does my bitcoin get sold on each card?
Which is cheaper overall?
Facts checked 2026-09-21 · How we verify