Ledger CL Card vs Revolut
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: Revolut wins overall (6.8/10 vs null/10). The right pick still depends on your priority - see the flow comparison below.
| Ledger CL Card |  Revolut | |
|---|---|---|
| Overall score | not documented | 6.8 |
| BTC load | Direct BTC top-up (on-chain) | BTC via in-app conversion |
| BTC sale timing | BTC sold per transaction | BTC sold per transaction |
| KYC | Full KYC | Full KYC |
| Custody | Hybrid | Custodial |
| Top-up fee | not documented | 0% |
| FX fee | not documented | 0% |
| Monthly fee | ? | none |
| Cashback | 1% in BTC | none |
| Regions | UK, EEA, US | EEA, UK, US, APAC, LATAM, GLOBAL |
Pick Ledger CL Card if
- Higher documented cashback (1% vs 0)
Pick Revolut if
- Wider documented availability
Ledger CL Card
Revolut
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.
FAQ
Which is better for privacy, Ledger CL Card or Revolut?
Ledger CL Card requires Full KYC, while Revolut requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Ledger CL Card: BTC sold per transaction. Revolut: BTC sold per transaction. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.