Cash App Card vs Crypto.com Visa Signature Credit Card
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: Cash App Card wins overall (7/10 vs 6.4/10). The right pick still depends on your priority - see the flow comparison below.
| Overall score | 7 | 6.4 |
|---|---|---|
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | 0% | 0% |
| FX fee | 3% | 3% |
| Monthly fee | none | none |
| Cashback | none | 1.5% in BTC |
| Regions | US, UK | US |
Pick Cash App Card if
- Lightning top-up support
Pick Crypto.com Credit Card if
- Higher documented cashback (1.5% vs 0)
Cash App Card
The most mainstream way to hold BTC next to a Visa debit - but the card itself never touches bitcoin: every spend requires selling first, which is a taxable event per transaction. Use it for the Boosts and the frictionless BTC auto-investing, not for crypto-native spending.
Crypto.com Visa Signature Credit Card
The most generous crypto-rewards credit card in the US market - up to 6% back in BTC or CRO with no annual fee - but the best rates require CRO staking or a Level Up subscription, BTC earn is capped by tier, and it is credit (with bureau approval), not a debit card you can top up with crypto.