Binance Card vs Revolut
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer Revolut wins overall (6.8/10 vs 4.6/10). The right pick still depends on your priority - see the flow comparison below.
| Bitcoin flow | ||
|---|---|---|
| BTC load | BTC via in-app conversion | BTC via in-app conversion |
| Lightning funding | no | no |
| BTC sale timing | Not documented | BTC sold per transaction |
| Fees | ||
| Top-up fee | not documented | 0% |
| FX fee | not documented | 0% |
| Monthly fee | not documented | none |
| ATM fee | not documented | 2% |
| Cashback | 3% | none |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | not documented |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | LATAM | EEA, UK, US, APAC, LATAM, GLOBAL |
| Network | Mastercard | Visa |
| Form factor | Virtual | Physical + virtual |
| Apple Pay | no / unknown | no / unknown |
Pick Binance Card if
- Higher documented cashback (3% vs 0)
Pick Revolut if
- Physical card option
- Wider documented availability
Binance Card
Discontinued in the EEA since Dec 2023, but alive again in Latin America: relaunched Aug 2026 in Venezuela as an Immersve-issued Mastercard (waitlist beta, up to 3% cashback, crypto balance spent directly). Patchy acceptance during the beta (Apple Pay enrollment and some merchants fail); no EEA return announced.
Revolut
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan - but it is a bank card with a crypto side-feature: auto-conversion spreads, plan-based crypto fees and taxable disposals at every payment are the trade-offs.
More head-to-heads
FAQ
Which is better for privacy, Binance Card or Revolut?
When does my bitcoin get sold on each card?
Which is cheaper overall?
Facts checked 2026-09-20 · How we verify