Binance Card vs PST.NET
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer: too close to call on the weighted score. The decision is your use case: check the bitcoin-flow rows below.
 Binance Card |  PST.NET | |
|---|---|---|
| Overall score | 4.6 | 4.4 |
| BTC load | BTC via in-app conversion | Direct BTC top-up (on-chain) |
| BTC sale timing | Not documented | Not documented |
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Top-up fee | not documented | not documented |
| FX fee | not documented | 1% |
| Monthly fee | ? | ? |
| Cashback | 3% | none |
| Regions | LATAM | GLOBAL |
Pick Binance Card if
- Higher documented cashback (3% vs 0)
Pick PST.NET if
- you match none of Binance Card's edge cases - the closer score makes it the default
Binance Card
Discontinued in the EEA since Dec 2023, but alive again in Latin America: relaunched Aug 2026 in Venezuela as an Immersve-issued Mastercard (waitlist beta, up to 3% cashback, crypto balance spent directly). Patchy acceptance during the beta (Apple Pay enrollment and some merchants fail); no EEA return announced.
PST.NET
A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.
FAQ
Which is better for privacy, Binance Card or PST.NET?
Binance Card requires Full KYC, while PST.NET requires Full KYC. Lower KYC means less data exposure - and weaker regulatory protection if something goes wrong.
When does my bitcoin get sold on each card?
Binance Card: Not documented. PST.NET: Not documented. Sale timing determines your price exposure between loading and spending.
Which is cheaper overall?
Compare the full stack - top-up, FX, monthly, ATM - against your own spending mix in the fee calculator. Headline numbers alone flip with real usage.