Binance Card vs PST.NET
Head-to-head on the facts that decide your money - fee stacks, KYC, the bitcoin flow and limits.
Short answer too close to call on the weighted score. The decision is your use case: check the bitcoin-flow rows below.
 Binance Card |  PST.NET | |
|---|---|---|
| Bitcoin flow | ||
| BTC load | BTC via in-app conversion | Direct BTC top-up (on-chain) |
| Lightning funding | no | no |
| BTC sale timing | Not documented | Not documented |
| Fees | ||
| Top-up fee | not documented | not documented |
| FX fee | not documented | 1% |
| Monthly fee | not documented | not documented |
| ATM fee | not documented | not documented |
| Cashback | 3% | none |
| Privacy & custody | ||
| KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Limits | ||
| Daily spend limit | not documented | not documented |
| ATM daily limit | not documented | not documented |
| Max load | not documented | not documented |
| Availability | ||
| Regions | LATAM | GLOBAL |
| Network | Mastercard | Visa |
| Form factor | Virtual | Virtual |
| Apple Pay | no / unknown | no / unknown |
Pick Binance Card if
- Higher documented cashback (3% vs 0)
Pick PST.NET if
- you accept Full KYC KYC and its fee stack - and nothing else on this page outweighs it
Binance Card
Discontinued in the EEA since Dec 2023, but alive again in Latin America: relaunched Aug 2026 in Venezuela as an Immersve-issued Mastercard (waitlist beta, up to 3% cashback, crypto balance spent directly). Patchy acceptance during the beta (Apple Pay enrollment and some merchants fail); no EEA return announced.
PST.NET
A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.
More head-to-heads
FAQ
Which is better for privacy, Binance Card or PST.NET?
When does my bitcoin get sold on each card?
Which is cheaper overall?
Facts checked 2026-09-20 · How we verify