Bitcoin cards for Montenegro
What you can actually order from Montenegro, what it costs, and what the providers document about your region.
These providers advertise global availability. Whether they deliver to your address, accept your documents and support your currency is only confirmed by ordering - check each provider's delivery list before applying.
| # | Card | Bitcoin in | BTC sold | KYC | Monthly | Cashback | Score | |
|---|---|---|---|---|---|---|---|---|
| - |  KASTBTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 1.5% | 7.2 | View |
| - |  RevolutBTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | none | 6.8 | View |
| - |  Bybit CardBTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 2% | 6.7 | View |
| - |  FreedomiaDirect BTC top-up (on-chain)LightningNo KYC |
Direct BTC top-up (on-chain) | BTC sold per transaction | No KYC | $5 | none | 6.2 | View |
| - |  Xapo BankDirect BTC top-up (on-chain)Physical card0% FX |
Direct BTC top-up (on-chain) | Not documented | Full KYC | $83.33 | none | 5.6 | View |
| - |  Goblin CardDirect BTC top-up (on-chain)No KYCPhysical card |
Direct BTC top-up (on-chain) | Not documented | No KYC | none | none | 5.5 | View |
| - |  WirexBTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | Not documented | Full KYC | none | 8% | 5.4 | View |
| - |  2FiatDirect BTC top-up (on-chain)No KYC |
Direct BTC top-up (on-chain) | Not documented | No KYC | none | none | 5.3 | View |
| - |  CoinZoom ZoomMe CardDirect BTC top-up (on-chain)Physical card0% FX |
Direct BTC top-up (on-chain) | BTC sold when you top up | Full KYC | none | 0.5% | 5.3 | View |
| - |  RedotPayBTC via in-app conversionPhysical cardverify |
BTC via in-app conversion | Not documented | Full KYC | none | none | 4.7 | View |
| - |  PST.NETDirect BTC top-up (on-chain) |
Direct BTC top-up (on-chain) | Not documented | Full KYC | ? | none | 4.4 | View |
| - |  MoonDirect BTC top-up (on-chain)Lightning0% FX |
Direct BTC top-up (on-chain) | Not documented | Basic KYC | none | none | 3.8 | View |
| - |  PlasBitDirect BTC top-up (on-chain)verify |
Direct BTC top-up (on-chain) | Not documented | Full KYC | none | none | 3.8 | View |
| - |  NuriDirect BTC top-up (on-chain)Self-custody0% FX |
Direct BTC top-up (on-chain) | Not documented | Basic KYC | none | none | 3.2 | View |
Before you order from Montenegro
- Delivery vs usability. Some providers ship to many countries but only support a subset for KYC and top-up. The delivery check on each provider's page is the binding answer.
- Currency exposure. Cards settle in USD, EUR or GBP - spending in your local currency adds an FX conversion at the network rate plus the card's FX fee.
- Tax treatment. Spending bitcoin is a taxable disposal in most jurisdictions. Keep the transaction records your card app exports - our tax guide explains what to save.