BitPay Card
Discontinued for new applicants - the longest-running US crypto prepaid card, now ended. Kept as archive: BitPay continues as a payments company, but the card program is closed to new users.
The bitcoin flow
Source note: Was: load a prepaid Visa from the BitPay wallet (BTC and other coins sold at load)
Verdict
Discontinued for new applicants - the longest-running US crypto prepaid card, now ended. Kept as archive: BitPay continues as a payments company, but the card program is closed to new users.
Pros
- Was: the longest-running US crypto prepaid card
- Was: instant wallet loads in many coins
Cons
- New issuance ended (~2023-2024)
- US only
- Per-load conversion sold crypto at load (taxable each time)
Facts
| Card type | Prepaid · Visa · Physical |
|---|---|
| KYC | Full KYC |
| KYC trigger | - |
| Custody | Custodial |
| BTC load | BTC via in-app conversion |
| BTC sale timing | Not documented |
| Lightning | no |
| Issuance | - |
| Monthly fee | not documented |
| Top-up fee | not documented |
| FX fee | not documented |
| ATM fee | - |
| Cashback | not documented |
| Regions | US |
| Apple Pay | no / unknown |
| Operator | BitPay |
Score breakdown
FAQ
Is KYC required for the BitPay Card?
How does bitcoin get onto the card?
When is my bitcoin sold?
What fees does the BitPay Card charge?
Which regions does it serve?
Sources
Every claim traces to a source we fetched and dated. Community sources are individual threads, not paid reviews.
- Comment in r/defi: Cypher and BitPay currently discontinued/paused
'Cypher and BitPay are currently discontinued/paused btw!' - community knowledge in Aug 2026 still treats the BitPay card as paused/dead; alternatives (Plasma card) being evaluated instead.
- Comment in r/CryptoHelp: BitPay not accepting new users since 2023
'BitPay hasn't been accepting any new users since 2023, making it an unwise choice unless you already own it.' - matches the June 2023 pause date; existing holders reportedly unaffected.
- BitPay card issuance wind-down (2023-2024 coverage)
BitPay ended new card issuance; announced via official channels and covered in community discussion at the time.
- BitPay Card review (pause status, waitlist, issuer history)
Documents the card's current state: new applications paused since June 2023 after Metropolitan Commercial Bank (the previous issuer) exited the crypto sector; BitPay is working with a new banking partner but has announced no relaunch date; new users can only join a waitlist; existing cardholders can still use their cards. Historic specs: $2.50 flat ATM fee, $2,000 daily ATM limit, $25,000 monthly spend, BTC/ETH/USDC/USDT support, Apple Pay compatibility.