Bitcoin Cards for the US
Cards for US residents - state exclusions, issuer background and tax treatment.
Short answer: KAST is the strongest match right now (7.2/10). Cash App Card is the alternative if your priority differs. Facts checked 2026-09-20.
| # | Card | Bitcoin in | BTC sold | KYC | Monthly | Cashback | Score | |
|---|---|---|---|---|---|---|---|---|
| 1 | BTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 1.5% | 7.2 | View |
| 2 | BTC via in-app conversionLightningPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | none | 7 | View |
| 3 | BTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | none | 6.9 | View |
| 4 | BTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | 1.5% BTC | 6.8 | View |
| 5 | BTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | none | 6.8 | View |
| 6 | Direct BTC top-up (on-chain)Physical card0% FX |
Direct BTC top-up (on-chain) | BTC sold when you top up | Full KYC | none | 0.5% | 5.3 | View |
| 7 | BTC via in-app conversionPhysical card0% FX |
BTC via in-app conversion | BTC sold per transaction | Full KYC | none | none | 6.7 | View |
| 8 | BTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 1.5% BTC | 6.4 | View |
| 9 | Direct BTC top-up (on-chain)Physical cardSelf-custody |
Direct BTC top-up (on-chain) | Not documented | Full KYC | none | 3% | 6.4 | View |
| 10 | BTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 1.5% | 6.2 | View |
| 11 | Earns BTC cashbackPhysical card0% FX |
No direct BTC load | Not documented | Full KYC | none | 4% BTC | 5.4 | View |
| 12 | BTC via in-app conversionPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | 4% | 4.7 | View |