Lightning-Funded Bitcoin Cards
Top up over the Lightning Network: instant and cheap - if the card actually supports it.
Short answer: Cash App Card is the strongest match right now (7/10). Facts checked 2026-09-20.
| # | Card | Bitcoin in | BTC sold | KYC | Monthly | Cashback | Score | |
|---|---|---|---|---|---|---|---|---|
| 1 |  Cash App CardBTC via in-app conversionLightningPhysical card |
BTC via in-app conversion | Not documented | Full KYC | none | none | 7 | View |
| 2 |  FreedomiaDirect BTC top-up (on-chain)LightningNo KYC |
Direct BTC top-up (on-chain) | BTC sold per transaction | No KYC | $5 | none | 6.2 | View |
| 3 |  MoonDirect BTC top-up (on-chain)Lightning0% FX |
Direct BTC top-up (on-chain) | Not documented | Basic KYC | none | none | 3.8 | View |